I was a little lost when it came to how I could get my credit rating back. I new there were programs like ACS but wasn’t convinced until my banker referred me. What I liked was the simplicity of the process from my end. My responsibility was to follow a set of guidelines that were a good disciplinary exercise and ACS did everything else with out making a person feel embarrassed about their situation. Thanks. -L.Z., White Bear Lake, MN

I went from low 500 credit scores when I started to high 600’s to low 700’s within one year. I wanted to buy a house. On Dec 21, I closed on my new home… ACS did what they said they would do if I followed their advice. Thank you very much for a job well done. -S.B., Maple Grove, MN

I just wanted to let you know that I really appreciate you working with (my client) in truly attacking her credit issues in order to improve her credit score and overall credit report. Currently we are really close in obtaining an FHA mortgage loan for (her) in order for her to become a first time home buyer, which the opportunity is available do to her hard work and your professionalism in the credit industry. -S.R., Mortgage Consultant

I was impressed that in three short months my credit went up 100 points. ACS gets and A+ when it comes to customer satisfaction. I highly recommend this program to anyone looking to improve their credit score.  -B.J., Prior Lake, MN

Your team laid out a very clear plan. All of my questions were answered quickly and accurately. The timeliness and task oriented professionalism is second to none. Thank you for such great results! -T.M., Austin, MN

The people were great. Really helped me to understand what I needed to know about credit. I am so glad I was told about ACS. I plan to pass my experience on to everyone I know. Thanks for all the help! -G.H., Edina, MN

Who would have thought that my credit score not only went up, but that I would be able to monitor the progress online every step of the way. Kudos ACS!! -H.E., Houston, TX

A friend recommended I work with ACS to get things cleaned up and raise my scores. After the program, I was able to get the home I wanted and they showed me what I could do to keep my credit clean for the future. -C.J., Savage, MN

I called ACS and they were able to help me see my credit report. I founds there had been ID theft! ACS was able to help me get the fraudulent accounts removed from my credit. Now, not only do I have a new car, but I got a better interest rate then I could have before. And now I understand how to protect myself. It was definitely worth it! -S.O., Castle Rock, CO

I am grateful that your company was able to help me receive relief from my previously entangled credit issues. As a result of your intervention, I am getting near to where I want my credit outlook to go. Thank you big time! -R.G., Saint Paul, MN

Joe was great. He kept us informed of what was going on every step of the way. We are very happy with the end results. When we started the process w/ ACS I thought we were going to lose our house. I am so thankful for everything Joe did to help us save our home. Blessings to you and your staff for all that you do! -D.C. Ramsey, MN

Everyone made me feel like a bum, because I had fallen behind on my house payment. I drained my savings trying to keep up, but being laid off there was no way for me to get caught up. The kind people at Advanced Credit Solutions didn’t make me feel like a jerk. They understood my situation wasn’t my fault and just focused on getting a plan worked out to keep me in my house. I am back to work now, I still have my house and am very pleased with my payment. -J.S., Red Wing, MN

…ACS was able to work something out with our Mortgage Lender so we didn’t lose our home and we had payments we could afford. I am so thankful we worked with ACS! -M.K., Saint Paul, MN

ACS made it so painless. My Client Advocate called me with updates on the negotiations with the lender. I was relieved I had someone to take the hassle in my place. They new just how to handle each roadblock and what the lender needed to see from me. I was relieved when I got my last call with the offer from the lender. I get to keep my home!! I can afford all of my payments going forward.  -G.V., Saint Paul, MN

After my divorce, I kept the house. With all of the transition and extra expenses - I quickly fell behind on payments. My mortgage people would not even let me try to pay anymore. I thought there was nothing more I could do. Advanced Credit Solutions stepped in and was able to work out a new payment I can live with and I am back on track and keeping my house! This is the place to go to keep your home! -RM, Green Isle, MN

This program really worked. Everyone else turned us away; I thought ACS would be the same. My lender would not even speak with me and only gave me the run-around. ACS stepped in and got my loan modified within 2 months! It pays to hire the professionals! -J.M., Detroit, MI

Thank you! I can’t say it enough. -J.B., Des Moines, IA

Thank you Advanced Credit Solutions. We had no where else to turn for help. We didn’t think the program would work. We already were trying to find an apartment while we were in the program. Everything worked out fine and we are still in our house and my kids still have a yard to play in! Thank you Thank you Thank you! -KS, Henderson, MN

My mortgage broker suggested I call ACS and ask about their Foreclosure Prevention program. They saved my home from being foreclosed and I now refer my friends and family to them! -D.G., Grand Island, NE

My husband was laid off from his job and we were living off one income. We fell behind on the Mortgage. Even after my husband got back to work and we tried to get caught up, the mortgage company would not accept anymore payments from us. They pretty much said we missed our chance and they were going to take our house! Advanced Credit Solutions we to battle for us. Now we are keeping our home and are back on track. Thanks! -M.H., Atlanta, GA

I made a lot of mistakes in college. I had a lot of debt and a bad credit score. If it had not been for Advanced Credit Solutions, my fiancé and I would not have been able to purchase our first home. The staff made it so easy, first they arranged all of our pay-offs, and then they made sure everything was reporting properly. They even got some bad things taken off. My score went up 80 points and we qualified for a better rate! We saved about $4,000 off of my total debt. -CM, Inver Grove Heights, MN

All services for a reasonable price! No charge for Debt Settlement unless I save money! I appreciate their honest trusting manner. ACS thanks for your help!” -DP of Minneapolis, MN

-When we started working with ACS we owed a total of $8,049.88. A few weeks later including our service fee to ACS everything was taken care of and paid for a total of $948.00. I could not ask for more. -MH, Colusa, CA

After being in an accident and having medical bills to pay, I didn’t have the money to keep up. There was not enough money in my settlement to pay the resulting collections. It seemed like creditors were calling every hour! Advanced Credit Solutions negotiated all of my balances down so I could pay them off. They helped me get debt free.  -JJ, Omaha, NE

I owed GE Money Bank over $1600 dollars. My loan officer told me that I could not get my loan without paying it off first. He referred me to Advanced Credit Solutions. A couple weeks later Advanced Credit Solutions presented me with a letter from GE Money Bank accepting an offer to pay $550 to fully settle the account! I was shocked. Thanks ACS you really saved me. -RH, Santa Rosa, CA

I had one old credit card bill that was keeping me from buying my house. Our loan officer said it had to be paid before we could do the loan. He recommended Advanced Credit Solutions. They worked with the collection agency and worked it out so I only had to pay $2000 of $5000 I owed! They had a letter showing it was paid within 5 days, we did not even have to push back our closing date. -TR, Pittsfield, VT

I enjoyed working with you folks. Your work was very well done and timely. Whenever I called or stopped in, I always got my questions answered promptly. I will refer as many folks as I can to you. -JP, White Bear Lake, MN

ACS provided excellent customer service throughout the process of settling my debt. They answered my questions, kept me informed and stayed on top of my file to make sure I got the results I was looking for and treated me with the utmost professionalism. Thanks to ACS I was able to obtain additional financing to expand my business. -SR, Golden Valley, MN

“FIVE STAR SERVICE *****. You took away the fear and made us feel very confident.”  -FH, St. Paul, MN

I have been and will continue to recommend ACS to everyone I know. Thanks! -JD, Shakopee, MN