There are two types of credit inquiries that affect your credit report: hard inquiries and soft inquiries. Find out. How Long Do Inquiries Remain?
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In fact, however, that may create a false sense of security because some forms of ID theft may not appear on your credit report for a long time, if ever. report and sends messages when there are.
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If you want to protect your credit score and ensure it stays as high as possible, then it’s important to know how different credit inquiries can change your credit score. Find out the difference between a soft inquiry and a hard inquiry, and how long credit inquiries stay on your credit report.
Hard Inquiries Remain on Your Report for 24 Months. A series of hard inquiries in a short period of time can have significant impacts. On the plus side, hard inquiries won’t stay on your credit forever. Each inquiry can last a maximum of 24 months (two years) before it should automatically fall off your credit report.
· How long will a hard inquiry stay on your credit report? A hard inquiry can stay on your credit report for two years. That might seem like a long time, but on the bright side, hard inquiries will only have a negative effect on your credit score for 12 months.
If you’ve got items on this report that you can’t do anything about, you should find out when they were reported, so that you know how long. your standard credit report, too. Here’s why: "You don’t.
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